VA Loan:

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

Here's how it works:

• No private mortgage insurance.
• A funding fee is paid to the VA to utilize the program.  This fee can be waived for disabled veterans.
• Up to 100% financing on a purchase or refinance. 

Apply for a VA Loan with a VA Qualified Lender.

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